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Intro obtain APR is x% for x months from day of account opening then the regular invest in APR applies. Intro Balance Transfer APR is x% for x months from date of 1st transfer, for transfers less than this offer that publish to the account by then the typical order APR applies. Standard buy APR: x% variable to x% variable, depending on your creditworthiness. Dollars APR: x% variable. Variable APRs will change with the industry depending on the Primary Fee. 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